Self Representation

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Self Representation

While we strongly encourage anyone facing a debt collection lawsuit in San Diego, CA to hire an attorney to protect their interests. We know that for various reasons this is not always possible. As a law firm devoted to consumer protection we want all consumers to be able to defend their rights so we’re providing this information for those who are unable to afford an attorney to aid them in a debt collection lawsuit process.

We must also warn consumers about blindly following advice they find on the internet. In particular, advice on forums and from paid self-help sites should be suspect. There is good advice out there, but there is a ton of bad advice. At best, you should take advice you receive online as a suggested area to research.

Internet Resources

  • California Public Law Library System
    • All counties in California are required to have a law library. While each library may have different materials, most should be able to provide reference materials about subjects like civil procedure that you will need to learn if you want to defend yourself.
  • California Statutes
  • California Courts
    • This self-help page provides a good amount of information for pro per defendants. It also has links to Court Rules and forms.
  • Fair Debt Collection Practices Act
    • The FDCPA protects consumers from unfair and abusive collection acts. If you have been abused by debt collectors, you can sue them for statutory and actual damages. If you have been abused, it is best to contact a consumer attorney.
  • Rosenthal Fair Debt Collection Practices Act
    • This is California’s debt collection protection statute. It provides some protections that the FDCPA does not. As with the FDCPA, if you feel you have been abused by debt collectors, it is best if you contact a consumer attorney since both statutes have fee shifting. This means if you win, the debt collector pays the attorney fees.

Start with a Free Case Evaluation.

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